Merry Christmas Tanner!

At your leisure, I would like you to set up a free, non-registered investment account at wealthsimple.ca. It will ask you for your SIN and to verify your identity to comply with Canadian anti-money laundering legislation. This is normal. If you need any assistance, do not hesitate to ask. Once you are set up, early in the new year, I will perform a transfer-in-kind to your account of fractional ownership of the three largest companies on the NASDAQ stock exchange:

• 0.258 shares of NVDA
• 0.178 shares of AAPL
• 0.155 shares of GOOGL

The current market value of these shares is approximately $200. Hopefully they will continue to grow and you will use this as a springboard into the world of investing for many years to come.

Lots of Love!

Uncle Murr